People often assume that the ‘standard’ mortgage term is 25 years, but you can choose a different term if it suits you. With a shorter term, you will pay less interest in total. With a longer term, you will pay more interest in total.
We have a minimum of 3 years and your loan must normally be repaid by the 67th birthday of the eldest applicant to the mortgage, subject to a maximum term of 40 years.