Freestyle® Buy to Let
Mortgages explained
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Buy to Let mortgages
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- No standard valuation fee and no standard legal fee with our Freestyle remortgage package. Read more about moving your mortgage to us
- We've extended our Buy to Let range with competitive rates to suit any type of investor. Read all about our Buy to Let range
- Half price arrangement/ booking fees on additional Buy to Let mortgages within 12 months following the Approval In Principle (AIP) stage of your first application.
- Fast online application process with no income verification required
- Affordability based on your rental income being as low as 110% of the monthly interest payment
- Manage the initial costs - add your fees to your loan.
- Affordability Boost - You could boost your loan amount Try our How much can I borrow calculator first
- Already have a Freestyle Mortgage? Be rewarded with preferential Buy to Let rates See our existing customer website
- Change your payments to suit your needs - overpay, borrow back payments or take payment holidays.
Early repayment charges apply if the mortgage is redeemed during the tie-in period.
See our tariff of charges.
Half price arrangement / booking fees available on a maximum of 9 additional mortgages taken out by same applicant.
Your application will be subject to a credit check.
Any overpayments made can be borrowed back at a later date (min drawdown £1,000) at Buy to Let additional borrowing rates available at the time. This is subject to lending criteria and a fee of £20 applies each time you borrow from your Prepayment Reserve.
Borrowing more will increase your monthly payments, the interest payable and the remaining balance secured on your property.
Adding fees to your loan will increase your payments and the amount secured on your home.
Payment holidays are subject to sufficient funds in your Prepayment Reserve and taking one will increase your monthly payments, the interest payable and the remaining balance secured on your property.




